We love rewarding ourselves for hard work with a nice getaway, so we make it a mission to plan a few escapades each year to keep the excitement alive. If that resonates with you, then you’re in for a real treat.
Earning money involves putting in long hours of hard work and sacrificing valuable time, only to watch it vanish into thin air after paying rent, bills, groceries, and the occasional night out. It’s like watching your paycheck do a disappearing act, leaving you with a shoestring budget for the rest of the month. So, how do you outsmart this financial pickle? By being savvy with your spending, of course! That means not just saving pennies here and there (though that helps, too), but also maximizing rewards with every swipe of your card.
In big cities, rent prices are skyrocketing and it’s easy to feel like you’re pouring your hard-earned cash into a black hole. However, we stumbled upon something that makes paying rent a little less painful – the BILT credit card. Now, paying rent = travel points! Despite our loathing of this monthly ritual, BILT has turned rent day into the highlight of our month by letting us earn points on rent and offering fantastic promotions and points-earning opportunities. Paying rent has never felt so rewarding.
Rent Payments With Zero Fees & Zero Fuss
First of all, BILT did something truly groundbreaking compared to all the other credit cards; they cracked the code to let you earn points on rent. We would never use a credit card to pay our rent due to the astronomical fees they usually charge. We’ve been in the rental game since the days when the blackberry phones were cool, circa 2010, so we would have hundreds of thousands of points flying us across the globe in business class if we could have used BILT at that time. It truly hurts to spend so much money on rent and get nothing in return, not even a “thank you”.
But in 2021, BILT swooped in like a superhero with a credit card cape, making it possible to earn points on rent. Rent is essentially our financial archenemy, it is our biggest expense of the month, so the fact that we can pay rent with the BILT app and earn those points for traveling is a whole new ball game. BILT works directly with many apartment buildings in the major cities of the US, but even if you rent directly from your landlord and send a check every month, BILT can do that for you.
We get it—it sounds too good to be true, and some might still be skeptical. But we’ve been preaching the gospel of BILT since 2021, and from our experience, we can confidently say: it’s the real deal.
Homeowners, Don’t Tune Out – Turn Your HOA Payments into Points!
Bilt isn’t just for renters—you can now earn points on your HOA payments too! Whether you pay through a portal or by check, Bilt makes it easy. Simply open a Bilt credit card, and they’ll provide a routing number so you can pay just like using a checking account. If your HOA only accepts checks, Bilt’s support team will help set it up for you. And the best part? Mortgage payments may be next—so stay tuned, because Bilt just keeps getting better!
Rent Day Is The Best Day!
And no, your landlord didn’t pay us to say that. Let’s face it, saying goodbye to a chunk of your paycheck in exchange for a roof over your head isn’t exactly the highlight of the month, but with BILT, it’s like trading that barrel of stress for a barrel full of top-shelf rum (if you don’t drink, imagine selling that rum for cold hard cash). Picture this: every 1st of the month, the BILT app gets us more hyped than a kid on Christmas morning.
On regular days, the BILT card earns a respectable 3 points per dollar on dining, 2 points on travel (when booked directly with the airline or hotel), and 1 point everywhere else. But on the 1st of the month, it’s like hitting a points mini jackpot– 6 points per dollar on dining, 4 points on travel, and 2 points everywhere else (except rent or HOA payments, where you earn 1x points). So now, we eagerly await the 1st of each month to make all our purchases to stack those points and get us on a plane to our next adventure!
But wait, there’s more! If you’re feeling lucky, you might just hit the jackpot with the rent day challenge and have your rent paid for you – talk about winning in life!
Oh, and did we mention the free SoulCycle classes? Yep, BILT’s got your next sweat session sorted too. Plus surprise bonuses that could double your points with certain travel partners. Towards the end of the month, we’ve got our popcorn in hand, eagerly awaiting the grand reveal of the rent day surprises, and it never disappoints.
No Annual Fee And Extra Rewards
We know this is a lot of information about points, parties, and rum, but let us share the best and final perk we’re covering in this article. While other cards are busy slapping you with annual fees, the BILT card is like, “Not on my watch!” That’s right – zero annual fees! The only requirement to earn points is to make 5 transactions every month, every little swipe counts, even if it’s just for a pack of gum. So basically, your minty breath could be funding your next vacation!
For us, this card is a no-brainer if you’ve got rent to pay or an HOA fee to cover. And homeowners without an HOA, take note: soon, you’ll be able to hop aboard the points express by paying your mortgage with BILT. Now, for anyone eyeing a new home, here’s a bonus: Bilt Rewards offers homebuyers who purchase through its partner, eXp Realty, one point for every $2 of a home’s purchase price. So, if you buy an $800,000 home, you’ll rack up a whopping 400,000 Bilt Rewards points.
You can already sign up for the BILT credit card since it has 0 annual fee and start enjoying the rent day fun, consider it a test drive for when you can earn points on your mortgage.
Final Thoughts
If you have any questions about the BILT card, we would be happy to answer them. And if you have decided to stop giving away your money for free and give this Ferrari of a card a privileged parking space in your wallet, here is how to apply for it.
Happy rent day to all who celebrate – may your points be plentiful, and your fees be nonexistent!
